Legal Disclaimer
Last updated: September 15, 2025
Past performance does not guarantee future results.
Financial planning involves risk. Market conditions may affect outcomes.
General Information Disclaimer
This website provides general information only and should not be considered as personal financial advice.
The content on this website is for informational purposes only. It does not constitute professional financial advice and should not be relied upon as such. Financial markets are subject to change, and individual circumstances vary significantly.
Before making any financial decisions, you should consult with qualified professionals who can assess your specific situation and provide personalized recommendations.
Liability Limitations
Our liability is limited to the extent permitted by Australian law.
No Liability for Losses
We accept no liability for any direct, indirect, or consequential losses arising from your use of this website or reliance on the information provided.
Indirect Damages
Under no circumstances shall we be liable for lost profits, data loss, or any indirect, special, or punitive damages.
Maximum Liability Cap
Our maximum liability to you shall not exceed the amount you have paid for our services in the 12 months preceding any claim.
Information Accuracy
While we strive for accuracy, we cannot guarantee that all information is current or error-free.
- Information may become outdated due to changing regulations
- Market data and figures are subject to constant change
- Third-party information may contain inaccuracies
- Technical errors may occasionally occur despite our best efforts
Professional Advice Required
This service provides general guidance only. Always seek professional advice for your specific circumstances.
Nothing on this website constitutes formal financial advice, tax guidance, or legal counsel.
External Links Policy
We are not responsible for the content or accuracy of external websites linked from this site.
Links to third-party sites do not constitute endorsement of their products or services.
Results Disclaimer
Individual results may vary.
Outcomes depend on personal circumstances, market conditions, and your commitment to implementing recommendations.
We make no guarantees about specific financial outcomes or returns on any planning strategies discussed.
Jurisdiction and Governing Law
These terms are governed by Australian law and regulations.
Applicable Law
This disclaimer and your use of this website are governed by the laws of Australia, without regard to conflict of law principles.
State and Territory Variations
Additional state or territory-specific regulations may apply depending on your location within Australia.
Dispute Resolution
Any disputes will be resolved through Australian courts or approved alternative dispute resolution mechanisms.
You agree to submit to the exclusive jurisdiction of Australian courts for any legal proceedings.
User Indemnification
You agree to indemnify and hold us harmless from any claims arising from your misuse of this website or violation of these terms.
Severability Clause
If any part of this disclaimer is found invalid, the remaining provisions shall continue in full force and effect.
Modifications to Disclaimer
We reserve the right to modify this disclaimer at any time without prior notice.
Continued use of this website after changes constitutes acceptance of the modified terms.
Contact Information
For questions about this disclaimer or our services, please contact us using the information below.
Email: contact@merixvaleeario.com
Phone: +61 666 801 084
Address: Level 15, Collins Street, Melbourne VIC 3000, Australia
Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.