Terms and Conditions

Last updated: September 15, 2025

Effective Date: September 1, 2025

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions.

These terms create a legally binding agreement between you and merixvaleeario.

Definitions

For the purposes of these Terms and Conditions:

  • "Service": refers to the financial planning consultation and guidance provided by merixvaleeario
  • "User" or "Client": refers to any individual accessing or using our website or services
  • "Content": refers to all information, text, graphics, and materials on this website
  • "Agreement": refers to these Terms and Conditions and any additional service agreements

Service Usage Rules

Your use of our services is subject to the following conditions and restrictions.

Permitted Use

You may use our website and services for personal, non-commercial purposes related to financial planning.

Prohibited Activities

  • Using our content for commercial purposes without permission
  • Attempting to access restricted areas or user accounts
  • Interfering with website security or functionality
  • Providing false or misleading information during registration

User Responsibilities

As a user of our services, you are responsible for:

  • Providing accurate and complete information during consultations
  • Maintaining the confidentiality of your account credentials
  • Promptly notifying us of any changes to your contact information
  • Using our services in compliance with applicable laws and regulations

Intellectual Property Rights

All content on this website, including text, graphics, logos, and software, is owned by merixvaleeario and protected by Australian copyright law.

Unauthorized reproduction or distribution of our content is strictly prohibited.

Privacy and Data Protection

Your privacy is important to us. We collect and process personal information in accordance with our Privacy Policy.

Please review our Privacy Policy for detailed information about data collection and use. Privacy Policy

Payment Terms and Conditions

The following terms apply to all payments for our services:

Service Pricing: Our monthly subscription fee is $250 AUD, including GST, billed monthly in advance

Billing Cycle: Payments are processed automatically on the same date each month using your chosen payment method

Refund Policy: Refunds are not available for monthly subscription fees once services have been provided

Limitation of Liability

Our liability is limited to the maximum extent permitted by Australian law.

We shall not be liable for::

  • Any indirect, consequential, or punitive damages
  • Loss of profits, data, or business opportunities
  • Damages resulting from third-party services or market conditions
  • Any amount exceeding fees paid in the 12 months preceding any claim

Service Disclaimers

Our services are provided "as is" with the following disclaimers:

We make no warranties about specific financial outcomes or returns on planning strategies

Dispute Resolution

Any disputes arising from these terms will be resolved as follows:

Dispute Resolution Process

Disputes will first be addressed through good faith negotiation, followed by mediation if necessary

Unresolved disputes may be submitted to binding arbitration under Australian commercial arbitration rules

Online Dispute Resolution

For eligible disputes, you may use online dispute resolution platforms

Access ODR Platform

This option may be available for certain international clients

Governing Law and Jurisdiction

These Terms and Conditions are governed by Australian law, and disputes will be resolved in Australian courts

Service Termination

Either party may terminate the service relationship under the following conditions:

  • You may cancel your subscription at any time with 30 days written notice
  • We may terminate services for breach of these terms or non-payment
  • Termination does not affect obligations incurred before the termination date

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time to reflect changes in our services or applicable law

Material changes will be communicated via email or website notice at least 30 days before taking effect

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and merixvaleeario

Severability Clause

If any part of this disclaimer is found invalid, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided on our website

Email: contact@merixvaleeario.com

Phone: +61 666 801 084

Address: Level 15, Collins Street, Melbourne VIC 3000, Australia

Acknowledgment

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions